Classic Club Checking Account Disclosure
FREE BANKING FEATURES
Free Online Banking: You may enroll in Foresight Bank's online banking application ("iBanking") by clicking here. There is no fee to enroll in or to use iBanking.
No-Fee Online Bill Payment Program: You may enroll in Foresight Bank's online Bill Pay program and make unlimited payments without charge.
Free Electronic Statements: You may receive electronic statements ("eStatements") without any charge.
Discounted Safe Deposit Box Rental: You will receive a 30% discount on Foresight Bank safe deposit box rental rates.
Free Checks: You may order Foresight Bank single-style checks at no cost (customized checks are available at a 50% discount).
INTEREST RATES AND ANNUAL PERCENTAGE YIELD
The interest rates and annual percentage yields may change at any time.
TERMS AND CONDITIONS
FEES THAT MAY BE ASSESSED AGAINST YOUR ACCOUNT, AS APPLICABLEMinimum balance to avoid Minimum Balance Fee: A service charge of $5.00 will be imposed for every monthly statement cycle in which the average ledger balance in your account is below $1,000. The average ledger balance is calculated by adding the ledger balance in the account each day in the period and dividing that figure by the number of days in the period. The ledger balance equals all credits minus all debits that have posted to your account. Even if your ledger balance falls below $1,000.00 on any given day during the monthly statement cycle, your account will not necessarily be charged the service charge. The service charge will not be charged if you are under the age of 18.