- Loan products catered to your needs
- Variety of interest rates available, from variable to long-term fixed rates
- Customized payment arrangements
- Lines of credit help you easily manage cash flow, make purchases, and handle emergencies that arise
- Financing options for all business needs, including purchase, construction, and renovation
Residential Real Estate Lending
We see the bigger picture and help your real estate investment succeed.
Meet our Lending Team
- Fast and local decisions
- Low closing costs
- We see the “bigger picture,” enabling us to approve loans that do not fit neatly into other bank’s rigid programs
- Knowledgeable loan team members have experience lending to customers in all facets of the housing industry
- We see the “bigger picture,” enabling us to approve loans that do not fit neatly into other banks’ rigid programs
- Officers have the knowledge and tools to help you make informed decisions
- We use our financial analysis tools to help you develop projections, fine-tune business plans, and identify opportunities for improvement
- We have extensive experience with SBA programs, which gives us even more flexibility to finance your business
- We handle complicated transactions and projects, helping you achieve objectives on time and on budget
- We understand the importance of timely decisions and responsive service
- Local servicing (make your payment locally)
- Knowledgeable and friendly team that is available to answer your questions before and after the loan is established
- Fixed and adjustable-rate mortgages
- We handle complicated transactions and projects, helping you achieve objectives on time and on budget
- We understand the importance of timely and responsive service
- All loan decisions are made locally by people who live and work in the communities we serve
- Our bank has provided credit to businesses in our region for over 115 years
- Online and Mobile Banking: Check balances, transfer funds, pay bills, receive alerts, and more
- Mobile Deposit: Deposit checks with your smartphone
- Cash Management: Originate automatic payments to and from third parties
- Remote Deposit Capture: Deposit checks by scanning and submitting them without visiting the bank
- Purchase, refinance, renovate, or new construction
- Rental property
- Develop lots
- Construct spec houses
- In addition, our Cash Management services give you the ability to manage automatic payments from your renters and other business partners
Upload Information: Click HERE to securely upload sensitive information to the residential real estate lending team.
Contact Us: If you would like to begin a conversation, feel free to contact one of the business lending team members directly or tell us how we should get in touch with you.
Contact Us: If you would like to begin a conversation, feel free to contact one of the business lending team members directly or tell us how we should get in touch with you.
eStatements
Discover the benefits of paperless record keeping with electronic financial documents, delivered securely to your account.
Mobile Deposit
We give you the power to deposit checks into your checking or savings account using your smart phone or other mobile device.