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Certificates of Deposit

Foresight’s certificates of deposit provide a safe and flexible way to save for the future.

In exchange for depositing money for a set amount of time, you can earn a higher rate of interest than in a savings account. If you need some or all of the deposited money before the maturity date, you can easily and quickly do so (but you may give up some of the interest you otherwise would have earned).
 

Foresight offers CDs with a number of features to help you get ahead:

  • Competitive interest rates
  • Fixed and variable interest rates
  • No fees
  • Get started with just $500
  • FDIC insured
  • Ability to add new money to the Goal-Saver and Variable-Rate IRA CDs
  • Several options to withdraw money early without foregoing any interest, including up to $50,000 per year for nursing home expenses
  • Quarterly statements help you keep track of your progress
  • Assistance in establishing a CD ladder, which provides the benefits of longer-term rates with the flexibility or shorter CD terms
 
Foresight offers Traditional and Roth Individual Retirement Accounts (IRAs). Click HERE to learn more about IRAs at Foresight.
 
 

Certificate of Deposit Rates (1.51% - 2.88%) 

Term Minimum Balance for APY Annual Percentage Yield (APY) Interest Rate
1 Month
$500
1.51% 1.50%
3 Months
$500
1.56% 1.55%
6 Months
$500
$10,000
$40,000
$100,000
1.61%
1.66%
1.71%
1.76%
1.60%
1.65%
1.70%
1.75%
12 Months
$500
$10,000
$40,000
$100,000
2.02%
2.07%
2.12%
2.17%
2.00%
2.05%
2.10%
2.15%
24 Months
$500
$10,000
$40,000
$100,000
2.17%
2.22%
2.27%
2.32%
 
2.15%
2.20%
2.25%
2.30%
 
36 Months
$500
$10,000
$40,000
$100,000
2.47%
2.52%
2.57%
2.63%
2.45%
2.50%
2.55%
 2.60%
48 Months
$500
$10,000
$40,000
$100,000
2.57%
2.63%
2.68%
2.73%
2.55%
2.60%
2.65%
2.70%
60 Months
$500
$10,000
$40,000
$100,000
2.73%
2.78%
2.83%
2.88%
2.70%
2.75%
 2.80%
2.85%
72 - Month Bump- Up
$500
$10,000
$40,000
$100,000
2.73%
2.78%
2.83%
2.88%
2.70%
2.75%
2.80%
2.85%
12-Month Goal Saver
Variable Rate
Add new money after account is established
$200
1.82% 1.81%
60-Month Goal Saver
Variable Rate
Add new money after account is established
$200
2.58% 2.56%
Please contact us for rates on CDs above $100,000.
 
 
Contact Us: If you would like to begin a conversation, feel free to contact one of the deposits team members directly or tell us how we should get in touch with you.