- All decisions are made locally by people who live and work in the communities we serve
- Our bank has provided credit to families and businesses in our region for over 120 years
- A knowledgeable and friendly team that is available to answer your questions
- We understand the importance of timely and responsive service
- We handle complicated transactions and projects, helping you achieve objectives on time and on budget
- We see the “bigger picture,” enabling us to approve loans that do not fit neatly into other banks’ rigid programs
Community management companies face unique challenges. That's why our solutions eliminate hassles and provide you with the industry's highest level of customer service. We make it convenient to manage your community. We provide a dynamic portfolio of financial services specific to the industry. Our products provide a blueprint to accelerate efficiency and reduce costs.
Our Community Management program recognizes the value of communities and their projects. Therefore, we finance projects other banks and credit unions don’t take the time to understand.
Community Banking Solutions
Our business checking is a perfect account for Homeowner Associations (HOAs), Common Interest Developments (CIDs), and Planned Unit Developments (PUDs).
Savings & Money Market Accounts
Our Savings and Money Market accounts let you earn competitive interest rates on your reserve funds. You have fast access to FDIC insured funds whenever you need them.
Certificates of Deposit
Build your reserve funds with these time-tested FDIC insured investments. You'll receive a guaranteed rate for holding your Certificate of Deposit for a given time period until maturity.
Loans & Lines of Credit*
Our loans and lines of credit allow your association to fund a variety of projects and expenses, from common area improvements to maintenance and repairs. Many HOAs, CIDs, and PUDs use loans or lines of credit as alternatives to a special assessment for unexpected expenses.
*Subject to application approval.
Visa Commercial Credit Cards**
Our Commercial Credit Card is designed to provide your community association with a revolving line of credit, upon credit approval. Use your commercial credit card to separate business expenses and cover unforeseen business costs.
**See the card application's Important Disclosures for current terms, rates, and fees. This card is issued by TCM Bank, N.A. and subject to credit approval.
- Automated Clearing House (ACH)
- Remote Deposit and Merchant Capture
- Positive Pay
- Online and Mobile Banking
- Mobile Deposit
- Online Bill Pay
- Debit Cards
- Apple and Google Pay
- Electronic Statements
Contact Us: If you would like to begin a conversation, feel free to call us or tell us how we should get in touch with you.
Lock in a great savings rate with a Foresight Bank Certificate of Deposit. Plan for the future with Foresight!
We believe that strong planning is the key to business success. Visit with our expert team for assistance in helping you make sound financial decisions.