- All decisions are made locally by people who live and work in the communities we serve
- Our bank has provided credit to families and businesses in our region for over 120 years
- A knowledgeable and friendly team that is available to answer your questions
- We understand the importance of timely and responsive service
- We handle complicated transactions and projects, helping you achieve objectives on time and on budget
- We see the “bigger picture,” enabling us to approve loans that do not fit neatly into other banks’ rigid programs
Treasury Management
At Foresight Bank, we understand that the success of your business depends on more than just financial services – it’s about having a trusted partner that anticipates your needs and helps you navigate the future with confidence.
Our comprehensive range of business banking solutions, personalized support, and forward-thinking financial strategies will provide you with the tools to expand, adapt, and thrive in today’s competitive landscape. With Foresight Bank, you gain a partner dedicated to your long-term success, offering everything from flexible financing options to cutting-edge digital banking solutions designed to keep you ahead of the curve.
Business Banking Solutions
Checking
Our business checking is a perfect operating account. Put Foresight into your operating plan.
Move Funds Electronically
Discover the convenience of originating your own ACH (Automatic Clearing House) payments. It’s great for employees on payroll, sending funds to other companies, receiving money from customers and more.
Minimize Check Risk
Positive Pay helps detect fraudulent activity sooner and helps your business avoid unnecessary losses by comparing the file you submit to all the checks that clear your account on daily basis.
Safely Send Money Domestically
Wire transfers can give you the convenience and control to initiate domestic wire transfers from your location. It’s amazingly simple!
Loans & Lines of Credit*
Our loans and lines of credit empower your business to fund a variety of projects and expenses.
• Real Estate Loans
• Crop / Equipment / Inventory Loans
• Lines of Credit
• Small Business Administration (SBA) and Farm Service Agency (FSA) and more!
• Crop / Equipment / Inventory Loans
• Lines of Credit
• Small Business Administration (SBA) and Farm Service Agency (FSA) and more!
*Subject to application approval.
Remotely Deposit Checks
Remote Deposit Capture offers you easy to use innovative technology that enables your business to scan paper checks directly from your office and transmit those images to the bank for processing and deposit to your account.
Visa Commercial Credit Cards**
Our Commercial Credit Card is designed to provide your business with a revolving line of credit, upon credit approval. Use your commercial credit card to separate business expenses and cover unforeseen business costs.
**See the card application's Important Disclosures for current terms, rates, and fees. This card is issued by TCM Bank, N.A. and subject to credit approval.
Accept Credit/Debit Cards
We work with a third-party provider that can help you meet all your credit card/merchant processing needs. Merchant Service Processing will provide your business with a fast and cost-effective way to process payments for all major credit and debit cards.
Payroll Services
A state-of-the-art technology solution that transforms how you handle operations like payroll and taxes, and how you hire, manage, and retain your team. Choose one module or deploy the full suite! No matter what you decide, you’ll have a single, easy-to-manage payroll and HR system with one dedicated service team to support your operations.
Employee Accounts
- 401(k)
- 403(b)
- Simple IRA
- SEP IRA
- Health Savings Accounts
- Online and Mobile Banking
- Mobile Deposit
- Online Bill Pay
- Debit Cards
- Apple and Google Pay
- Electronic Statements
Contact Us: If you would like to begin a conversation, feel free to call us or tell us how we should get in touch with you.
CD Rates
Lock in a great savings rate with a Foresight Bank Certificate of Deposit. Plan for the future with Foresight!
Business Loans
Efficiently manage cash flow, liquidity, coordinate access for multiple users, and monitor your accounts for fraud