Ag Lending

Planning and vision are at the core of everything we do for our ag customers. You can count on us to be a long-term financial partner for your ag business.

Loan products catered to your needs
Competitive rates and low fees
Variety of interest rates available, from short-term variable to long-term fixed rates
Farmer Mac loan programs available
Customized payment arrangements
Lines of credit help you manage cash flow and handle unexpected financing needs
Financing options for all farm credit needs, including real estate, operating, equipment, and marketing

Online and Mobile Banking: Check balances, transfer funds, pay bills, receive alerts, and more
Mobile Deposit: Deposit checks with your smartphone
Cash Management: Originate automatic payments to and from third parties
Remote Deposit Capture: Deposit checks by scanning and submitting them without visiting the bank

Knowledgeable loan team members have farming backgrounds
Officers have the knowledge and tools to help you make informed decisions
We use our financial analysis tools to help you develop projections and business plans
We have extensive experience with FSA programs and are an approved lender for the Ag Best Management Practices (BMP) State Program
We understand the importance of timely and responsive service
We are happy to meet with you at our locations in Plainview and Rochester, as well as at your location

All loan decisions are made locally by people who live in the communities we serve
Our bank has provided credit to farmers and agri-businesses for over 115 years
We are committed to agriculture through all market cycles
We lend to all sizes of farms
We lend to all types of farms in our region, including dairy, beef, crops, vegetables, and organic operations

Upload Information: Click HERE to securely upload sensitive information to the Ag Lending Team.

Links to Useful Resources:

Dairy Margin Decision Tool(Opens in a new Window): Evaluate options available under the Margin Protection Program based on your information
Fair Rents Tool(Opens in a new Window): Evaluate land rental decisions

Contact Us: If you would like to begin a conversation, feel free to contact one of the ag lending team members or tell us how we should get in touch with you.

We give you the power to deposit checks into your checking or savings account using your smart phone or other mobile device.

Get started with one of the smartest moves you can make for the future. An HSA allows you to get tax benefits on money saved for medical expenses.