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Foresight Bank
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Fee Schedule

Effective June 9, 2021

Limits and fees: The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Click through the sections below for more information about specific features and fees.

iBanking: Online banking system that enables you to check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.

Mobile App: Connect with your smart phone. Check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.

eStatements: Electronic statements of all checking, savings and Money Market accounts via iBanking or the Mobile App

Mobile Deposit: Deposit checks by taking a picture and submitting the deposit through the Mobile App

Online Bill Pay: Pay all of your bills through electronic or check payments. All transactions are controlled by you. All checks, envelopes and stamps are taken care of by Foresight Bank.

Answerline: Free 24-hour/day telephone banking service that allows you to check balances, transfer money and more
Debit Card: Get cash at ATMs and make purchases at any merchant that accepts MasterCard

ATM Fees: No ATM fees at Foresight Bank locations or any ATM in the MoneyPass network. Other fees may apply.

Automatic Deposits and Payments: No fees for automated deposits to and payments from your bank account.

Wire Transfer Deposits: No fees for wire transfers into your bank account. (Fees apply to send a wire transfer.)
Overdraft and NSF Fee: $25.00 per paid non-sufficient-funds item (daily maximum of $50.00) for items created by check, in-person withdrawal, or electronic means (excluding debit card transactions).

Return Item Fee: $25.00 per returned non-sufficient-funds item. Daily maximum of $50.00. This fee may be assessed more than once in the event the same item is presented multiple times.

Continuous Overdraft Fee: $20.00 per business day, beginning on the 6th business day and every business day thereafter.
Stop Payment: $15.00 per request

Dormant Account: If your Account does not have any withdrawal or deposit activity (other than posting interest or any fees) for a period of 36 months and it has a balance less than $100.00, a dormant account fee of $3.00 per statement cycle will be charged to your account.

Research and Account Balancing: $25.00 per hour, $25.00 minimum fee

Paper Statement Fee: $5.00 per month if account plan requires eStatements and eStatements are undeliverable.

Statement Reprint: Free for each statement if sent electronically and up to 3 printed statements, then $5.00 per paper statement for account owners, $10.00 per statement (electronic or paper) for non-account-owners.

Check Fees: Optional

Personal Checks: Dependent upon style and quantity ordered

Temporary Checks: First 3 pages (12 checks) are free, then $1.00 per page

Money Order: $1.00

Official Check: $4.00

Replacement Debit Card: $5.00 for each requested replacement card; fee does not apply when a card is replaced upon its expiration.

Wire Transfer (Domestic): $15.00 per transfer

Wire Transfer (International): $45.00 per transfer

Bill Pay Payment Options:
Standard payments are free
Log into your Online Bill Pay account to see current fees. Fees apply for non-standard payments. 
Check limit of $49,999.99 per check up to available balance in account.
ACH limit of $1,000.00 per transaction, maximum amount of $2,000.00 per day
Person-to-Person limit is $2,500.00 per day

International Transaction Fee:
A fee up to 1% of the transaction amount applies to debit card and ATM transactions with a merchant or ATM in a foreign country. The fee may show up as "C/B Fee", "C/C Fee", or both on your statement.

Safe Deposit Box Annual Rent:

Size:    3 x 5 = $22.00

 5 x 5 = $30.00

            3 x 10 = $40.00

            5 x 10 = $45.00

            10 x 10 = $70.00

Discounted rates are available for automatic payments or select account types.

Cash Management: Allows business clients to check balances, transfer funds, pay bills, initiate ACH files and wire transfers.
$10.00 per month
$0.10 per ACH debit or credit.

Merchant Capture: Allows business clients to complete deposits from their business location.
$250.00 one-time set up fee.
$60.00 month fee per scanner plus $0.05 per item scanned.

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