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Foresight Bank
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Fee Schedule

Effective June 9, 2021

Limits and fees: The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Free Banking Features
iBanking: Online banking system that enables you to check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.
Mobile App: Connect with your smart phone. Check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.
eStatements: Electronic statements of all checking, savings and Money Market accounts via iBanking or the Mobile App
Mobile Deposit: Deposit checks by taking a picture and submitting the deposit through the Mobile App
Online Bill Pay: Pay all of your bills through electronic or check payments. All transactions are controlled by you. All checks, envelopes and stamps are taken care of by Foresight Bank.
Answerline: Free 24-hour/day telephone banking service that allows you to check balances, transfer money and more
Free Account Features
Debit Card: Get cash at ATMs and make purchases at any merchant that accepts MasterCard
ATM Fees: No ATM fees at Foresight Bank locations or any ATM in the MoneyPass network. Other fees may apply.
Automatic Deposits and Payments: No fees for automated deposits to and payments from your bank account.
Wire Transfer Deposits: No fees for wire transfers into your bank account. (Fees apply to send a wire transfer.)
Overdraft and NSF Fees
Overdraft and NSF Fee: $25.00 per paid non-sufficient-funds item (daily maximum of $50.00) for items created by check, in-person withdrawal, or electronic means (excluding debit card transactions).
Return Item Fee: $25.00 per returned non-sufficient-funds item. Daily maximum of $50.00.
Continuous Overdraft Fee: $20.00 per business day, beginning on the 6th business day and every business day thereafter.
Optional Fees
Stop Payment: $15.00 per request
Dormant Account: If your Account does not have any withdrawal or deposit activity (other than posting interest or any fees) for a period of 36 months and it has a balance less than $100.00, a dormant account fee of $3.00 per statement cycle will be charged to your account.
Research and Account Balancing: $25.00 per hour, $25.00 minimum fee
Paper Statement Fee: $5.00 per month if account plan requires eStatements and eStatements are undeliverable
Statement Reprint: Free for each statement if sent electronically and up to 3 printed statements, then $5.00 per paper statement for account owners, $10.00 per statement (electronic or paper) for non-account-owners.
Check Fees: Optional
Personal Checks: Dependent upon style and quantity ordered
Temporary Checks: First 3 pages (12 checks) are free, then $1.00 per page
Money Order: $1.00
Official Check : $4.00
Wire Transfer (Domestic): $15.00 per transfer
Wire Transfer (International): $45.00 per transfer
Bill Pay Payment Options
Standard payments are free
Fees apply for non-standard payments (for example, for rush payments and gift checks). Log into your Online Bill Pay account to see current fees.
International Transaction Fee
A fee up to 1% of the transaction amount applies to debit card and ATM transactions with a merchant or ATM in a foreign country. The fee may show up as "C/B Fee", "C/C Fee", or both on your statement.

Safe Deposit Box Annual Rent

Size:    3 x 5 = $22.00

 5 x 5 = $30.00

            3 x 10 = $40.00

            5 x 10 = $45.00

            10 x 10 = $70.00

Discounted rates are available for automatic payments or select account types.

Optional Account Features
Cash Management: Allows business clients to check balances, transfer funds, pay bills, initiate ACH files and wire transfers.
$10.00 per month
$0.10 per ACH debit or credit.

Merchant Capture: Allows business clients to complete deposits from their business location.
$250.00 one-time set up fee.
$50.00 month fee per scanner plus $0.05 per item scanned.
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