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Fee Schedule

Effective March 1, 2021

Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:


Free Banking Features

iBanking: Online banking system that enables you to check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.

Mobile App: Connect with your smart phone. Check balances, deposit checks, transfer funds, pay bills and receive alerts for all your accounts.

eStatements: Electronic statements of all checking, savings and Money Market accounts via iBanking or the Mobile App

Mobile Deposit: Deposit checks by taking a picture and submitting the deposit through the Mobile App

Online Bill Pay: Pay all of your bills through electronic or check payments. All transactions are controlled by you. All checks, envelopes and stamps are taken care of by Foresight Bank.

Answerline: Free 24-hour/day telephone banking service that allows you to check balances, transfer money and more


Free Account Features

Debit Card: Get cash at ATMs and make purchases at any merchant that accepts MasterCard

ATM Fees: No ATM fees at Foresight Bank locations or any ATM in the MoneyPass network. Other fees may apply.

Automatic Deposits and Payments: No fees for automated deposits to and payments from your bank account.

Wire Transfer Deposits: No fees for wire transfers into your bank account. (Fees apply to send a wire transfer.)


Overdraft and NSF Fees

Overdraft Fee: $25.00 per paid non-sufficient-funds item. Daily maximum of $50.00.

Return Item Fee: $25.00 per returned non-sufficient-funds item. Daily maximum of $50.00.

Continuous Overdraft Fee: $20.00 per business day, beginning on the 6th business day and every business day thereafter.


Optional Fees

Stop Payment: $15.00 per request

Dormant Account: If your Account does not have any withdrawal or deposit activity (other than posting interest or any fees) for a period of 36 months and it has a balance less than $100.00, a dormant account fee of $3.00 per statement cycle will be charged to your account.

Research and Account Balancing: $25.00 per hour, $25.00 minimum fee

Paper Statement Fee: $5.00 per month if account plan requires eStatements and eStatements are undeliverable

Statement Reprint: Free for each statement if sent electronically, $5.00 per paper statement for account owners, $10.00 per statement for non-account-owners.

Check Fees - Optional

Personal Checks: Dependent upon style and quantity ordered

Temporary Checks: $0.40 per page (4 checks per page)

Money Order: $1.00

Official Check : $4.00

Wire Transfer (Domestic): $15.00 per transfer

Wire Transfer (International): $45.00 per transfer

Bill Pay Payment Options

Standard payments are free

Fees apply for non-standard payments (for example, for rush payments and gift checks). Log into your Online Bill Pay account to see current fees.

International Transaction Fee

A fee up to 1% of the transaction amount applies to debit card and ATM transactions with a merchant or ATM in a foreign country. The fee may show up as "C/B Fee", "C/C Fee", or both on your statement.

 Safe Deposit Box Annual Rent

Size:    3 x 5 = $22.00

 5 x 5 = $30.00

            3 x 10 = $40.00

            5 x 10 = $45.00

            10 x 10 = $70.00

Discounted rates are available for automatic payments or select account types.

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