iBANKING TERMS & CONDITIONS
This online banking agreement states the terms and conditions that apply when you use Foresight Bank's online banking service (“iBanking”), bill payment services (“Bill Pay”), or both. This agreement supplements (and does not replace) the terms and conditions that apply to any accounts and any other services you obtain from us. This agreement is also subject to applicable federal laws and the laws of the State of Minnesota (except to the extent this agreement can and does vary such rules or laws). If any provision of this agreement is found to be unenforceable according to its terms, all remaining provisions will continue in full force and effect.
"You" and "your" mean each person and organization/legal entity that establishes an iBanking account with us, and those who are authorized to use an iBanking log-in ID and password (or other means of access we establish or approve). "We", "us", and "our" refer to Foresight Bank (the “Bank”).
Please read this agreement carefully. By submitting Foresight Bank's iBanking application by Internet or paper, as defined below, you agree to be bound by the terms and conditions contained in this agreement.
Account Access Information
Account or Accounts: Bank accounts on which you have authority to conduct transactions through iBanking. You must be the owner or authorized signer on each account. You may not designate any account that requires more than one signature for withdrawals or that has any other type of restriction on it.
Bill Pay: The iBanking service that allows you to pay bills to third parties. You must be approved for