Advance Checking Disclosure
FREE BANKING FEATURES
Electronic Statements: You may receive electronic statements ("eStatements") without any charge.
No Minimum Balance Requirements: This account does not have any minimum balance fees or requirements.
Debit Item Charge: $0.10 per debit item. A "debit item" is a check paid, in-person withdrawal, ATM withdrawal, automatic transfer, or any other payment out of this account. A "debit item" does not include an iBanking transfer, ACH payment, or debit card transaction. For purposes of this disclosure, the sum of the maintenance fee plus the debit item fee is referred to as the "service charge."
COLLECTED BALANCE CREDIT
Sample Service Charge Calculation:
Maintenance Fee $5.00
Debit Item Fee $3.00 Assumes 30 Checks
Average Collected Balance Credit $8.00 Assumes $8,000 Average Collected Balance
Net Service Charge $0.00
TERMS AND CONDITIONS
FEES THAT MAY BE ASSESSED AGAINST YOUR ACCOUNT, AS APPLICABLE
The following fees and charges apply to this account:Paper Statement Fee: $5.00 per month. This fee is waived if you received electronic statements ("eStatements"). An iBanking account is required in order to receive eStatements.