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SMS Agreement

By opting into the SMS program provided by Foresight Bank, you agree to receive recurring text messages to the phone number you provided. These messages may include updates, notifications, and alerts. By participating, you agree to these Terms and Conditions, which comply with the Telephone Consumer Protection Act (TCPA) and the FCC's guidelines. 
 
Opt-In Consent
In accordance with the TCPA guidelines, your participation in our SMS service requires explicit one-to-one consent. This means that by opting in, you consent to receive messages from Foresight Bank only. Consent cannot be shared with other companies or third-party entities without your direct approval. 
 
To join our SMS program, you may opt in through our web form by providing consent by checking a clearly labeled checkbox explicitly stating SMS program enrollment during the opt-in process. You may also opt-in by executing a separate contract with Foresight Bank. 
 
By opting in, you acknowledge that your consent to receive SMS messages is not a condition of any purchase. You may receive informational messages as specified at the time of opt-in. 
 
Message Frequency
The number of messages you receive will vary but will not be more than one message per day unless there is a notification event. Message and data rates may apply depending on your mobile carrier and plan. 
 
Opt-Out Process

You can opt out of receiving SMS messages from Foresight Bank at any time by replying with the word “STOP” (or similar word(s) that clearly indicate your intention to opt out) to any text message you receive from us. Once you opt out, you will not receive any further messages unless you choose to opt back in. For assistance, you can reply “HELP” for further instructions or contact our support team directly at Service@Foresight.Bank or 507-534-3131.

 

Terms of Consent

By opting into this SMS program, you agree to receive SMS messages from Foresight Bank in compliance with the TCPA and the FCC's 2024 guidelines. All messages will be logically and topically related to your interaction with our services and products.

Your consent is specific to Foresight bank, and it does not extend to third-party businesses or affiliates unless explicitly stated at the time of opt-in, as mandated by the FCC's one-to-one consent rule introduced in 2024.

 

Privacy Policy

We take your privacy seriously. By opting into our SMS services, you agree to our Privacy Policy (https://foresight.bank/privacy-policy), which explains how we collect, use, and protect your personal information. Your phone number and interaction data will only be used for the purpose of delivering the SMS messages outlined in this agreement.

 

Message and Data Rates

Message and data rates may apply, depending on your mobile service provider and plan. Foresight Bank is not responsible for any fees charged by your carrier for receiving or sending messages related to our service.

 

Record-Keeping and Compliance

We maintain detailed records of when and how you provided consent to receive SMS messages. This includes storing opt-in and opt-out dates and timestamps. These records are maintained in compliance with TCPA regulations and may be used to demonstrate proof of consent if required.

 

Changes to Terms and Conditions

Foresight Bank reserves the right to modify or change these Terms and Conditions at any time. Any significant updates will be communicated via SMS or through our website. By continuing to use our SMS services after any changes, you agree to the revised Terms and Conditions.

 

Disclaimers and Liability Limitations

Foresight Bank is not responsible for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission from your mobile carrier and network provider. We cannot guarantee that SMS services will always be available in all areas.

 

Contact Information

If you have any questions or concerns regarding these Terms and Conditions or the SMS service, please contact us at:

  • Email: Service@Foresight.Bank
  • Phone: 507-534-3131
  • Address: 138 West Broadway, Plainview, MN 55964

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Privacy Policy
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